Certificate of Deposit
Effective Date: April 17, 2026
| CD Rates | Annual Percentage Yield |
|---|---|
| 6 Months | 2.75% APY |
| 12 Months | 2.5% APY |
| 24 Months | 2.5% APY |
| 36 Months | 2.00% APY |
IRA CD Rates
Effective Date: April 17, 2026
| Rate Type | Annual Percentage Yield |
|---|---|
| 6 months | 2.75% APY |
| 12 months | 2.5% APY |
| 24 months | 2.5% APY |
| 36 months | 2.0% APY |
CD Rate Details
*The dividend rate and annual percentage yield (APY) on CD accounts will remain at the rate at which you opened it.
The minimum deposit required to open a CD is $500.
Penalties for early withdrawal will apply, and fees may reduce earnings.In order to gain the full APY, the CD must be kept to maturity.
Wexford Community Credit Union membership is required in order to purchase a Share Certificate of Deposit, which means you will have an established Regular Share Account.
The National Credit Union Administration, a U.S. Government agency, federally insures savings up to $250,000.00.
We've partnered with ESI to offer you an additional $750,000 in share insurance - bringing your total overage to $1,000,000!
