WCCU Closed on Monday


In Honor of Veterans Day, we are closed on Monday, November 11th. 

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Share Insurance Coverage

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Your deposits at WCCU are insured up to $1 Million!

This exceptional coverage is achieved through a combination of federal insurance, provided by the National Credit Union Administration (NCUA), and private insurance from Excess Share Insurance Corporation (ESI).

  • Wexford Community Credit Union is federally insured by the National Credit Union Administration (NCUA), which was created by Congress to protect members and insure deposits. 

  • Your deposits are automatically covered up to $250,000 through the NCUA.

  • Additionally, WCCU has partnered with ESI to provide an additional $750,000 in private insurance for your funds.  

  • Accounts exceeding the maximum coverage provided by NCUA are also insured up to an additional $750,000 by ESI.

  • All individual savings (share), checking (share draft), IRAs and certificate of deposit (share certificate) accounts held by the same member are added together and insured up to $250,000 by NCUA, with an additional $750,000 from ESI, for a total of $1,000,000.

About Excess Share Insurance (ESI)

ESI is a wholly owned subsidiary of American Share Insurance (ASI), a credit union-owned deposit insurer founded in 1974.

As a property and casualty insurer, ESI is subject to licensing and regulation by Michigan’s insurance department.

The company’s financial statements are audited annually by an independent CPA firm and are available upon request through the credit union.

No other financial institution in our area provides this kind of coverage. It pays to be a member at WCCU!

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