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Overdraft Protection/Line of Credit

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Overdraft Protection

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Members are welcome to apply for Courtesy Pay overdraft protection for their checking account. 

 

Line of Credit

This loan is a line of credit that is attached to your checking/share (savings) account and is activated when an amount is withdrawn from the revolving line of credit.

Overdraft Protection

The amount of coverage a member may qualify for is dependent on several factors.  If qualified, the CU may cover your drafts if funds are not available when the draft is presented.  Your account will become negative, and you will have 30 days to clear the negative balance without further collections practices.  Contact the CU for further details.

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