Go to main content Wexford Community Credit Union

Loan Rates

Home > Borrow > Rates > Loan Rates

Secured Loans

Auto/Truck
Effective Date: August 1, 2024
Auto/TruckTermAnnual Percentage Rate*
2025-2024 up to 60 6.75%
  up to 72 7.25%
If over $30,000 max term up to 84 7.75%
If over $50,000 max term up to 120 8.75%
2023-2022 up to 60 7.25%
  up to 72 7.50%
If over $30,000 max term up to 84 8.00%
If over $50,000 max term up to 120 9.00%
2021-2020 up to 60 7.50%
  up to 72 7.75%
If over $30,000 max term up to 84 8.25%
If over $50,000 max term up to 120 9.25%
2019-2018 up to 48 7.50%
  up to 60 8.00%
  up to 72 8.50%
If over $30,000 max term up to 84 9.00%
If over $50,000 max term up to 120 10.00%
2017 & Older up to 36 months 8.50%
  up to 48 9.00%
  up to 72 9.75%
If over $30,000 max term up to 84 10.25%
If over $50,000 max term up to 120 11.25%

Boats/RVs/Motorcycles
Effective Date: August 1, 2024
DescriptionTermAnnual Percentage Rate*
2025-2024 up to 60 7.25%
  up to 72 7.50%
If over $30,000 max term up to 84 8.00%
If over $40,000 max term up to 120 9.00%
If over $50,000 max term up to 180 9.50%
2023-2022 up to 60 months 7.50%
  up to 72 7.75%
If over $30,000 max term up to 84 8.25%
If over $40,000 max term up to 120 9.25%
If over $50,000 max term up to 180 10.00%
2021-2020 up to 60 7.75%
  up to 72 8.25%
If over $30,000 max term up to 84 9.25%
If over $40,000 max term up to 120 10.50%
If over $50,000 max term up to 180 11.00%
2019-2018 up to 48 7.75%
  up to 60 8.50%
  up to 72 9.50%
If over $30,000 max term up to 84 9.75%
If over $40,000 max term up to 120 11.25%
If over $50,000 max term up to 180 12.00%
2017 & Older up to 36 8.75%
  up to 48 9.50%
  up to 72 10.75%
If over $30,000 max term up to 84 11.00%
If over $40,000 max term up to 120 12.00%
If over $50,000 max term up to 180 12.50%

Other Collateral
DescriptionTermAnnual Percentage Rate*
2025-2024 up to 48 7.50%
  up to 60 7.75%
If over $20,000 max term up to 72 8.00%
If over $30,000 max term up to 84 8.50%
If over $50,000 max term up to 120 10.00%
2023-2022 up to 48 7.75%
  up to 60 8.00%
If over $20,000 max term up to 72 8.25%
If over $30,000 max term up to 84 8.75%
If over $50,000 max term up to 120 10.50%
2021-2010 up to 48 8.00%
  up to 60 8.25%
If over $20,000 max term up to 72 8.75%
If over $30,000 max term up to 84 9.50%
If over $50,000 max term up to 120 10.50%
2019-2018 up to 48 8.25%
  up to 60 9.00%
If over $20,000 max term up to 72 10.00%
2017 & Older up to 48 months 10.50%
If over $20,000 max term up to 72 11.75%

Home Equity - Traditional
DescriptionTermAnnual Percentage Rate*
Use the equity in your home in a loan. up to 84 Call for rate.
  up to 120 Call for rate.
  up to 180 Call for rate.

Home Equity Loans - Manufactured
Effective Date: August 1, 2024
DescriptionTermAnnual Percentage Rate*
Use the equity in your home in a loan. up to 84 Call for rate.
  up to 120 Call for rate.
  up to 180 Call for rate.

Home Equity - Line of Credit
Effective Date: August 1, 2024
DescriptionTermAnnual Percentage Rate*
Use the equity in your home to open a line of credit.

180

P+0.00

All Second Liens, Add 2 % to the Rate

Unsecured Loans

Signature Loans
Effective Date: August 1, 2024
DescriptionTermRates as low as
Up to $10,000.00 up to 12 8.50%
  up to 24 9.25%
  up to 36 10.00%
  up to 48 10.50%
  up to 60 11.25%
$10,000.00 to $30,000 up to 36 11.50%
  up to 48 12.25%
  up to 60 13.00%
  up to 72 14.00%
LOC    
Up to $10,000.00 24 mo rev 10.50%
$10,000.01 to $30,000 24 mo rev 11.50%
VISA 24 mo rev 8.25%

Credit Builder Products
Effective Date: August 1, 2024
DescriptionTermRates as low as
Share Secured Stepping Stone Loan Up to $1,000 up to 12 10.75%
Share Secured Anchor Loan Up to $5,000 up to 36 10.75%
Share Secured VISA 24 mo rev 5.00%

Life Boat Loans
DescriptionTermAnnual Percentage Rate*
“Sprint” Life Boat Loan = $300 3 Month Term 25.00%
“Captain” Life Boat Loan = $600 6 Month Term 25.00%
“Admiral” Life Boat Loan = $900 9 Month Term 25.00%

*Insurance products sold through or in the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the NCUA, or any other federal government agency.

*All loan rates are effective 8/1/2024. Rates for this product are "as low as" stated. Rate is based on an evaluation of applicant credit. Rate is also based on the selected term and loan to value for vehicle loans. An evaluation of applicant credit determines the total amount financed, term, and whether MSRP or Factory Invoice is used for new vehicle values. Values are determined from either MSRP or Factory Invoice for new vehicles and NADA book value for used vehicles. Your rate and total amount financed may vary from the stated rate and maximum financing.

 

Go to main navigation
Get Started & Join Today!


Join now

AARP Bank Safe
 

AARP Bank Safe

Go to main navigation