7/2/2025

Fraudsters are calling.

Fraudsters are spoofing the WCCU phone number (it looks like we're calling you) and posing as our employees. Currently, the are claiming there are fraudulent charges on member's accounts, and requesting members to verify their information. They may also text you about "possible fraudulent transactions" before calling you. They may ask for the last 8 digits of your debit card, expiration date, CVV code and the balance your account. They may attempt to preform a $0.00 authorization before attempting ATM withdrawals with your account. They may also send you a one-time verification code so they can add your card information to a mobile wallet.

Please remember:

  • Our Fraud Monitoring ALWAYS starts with an automated message that lists the suspicious transactions before transferring the call to a representative.
  • WCCU DOES NOT EVER request "verification codes" when speaking to our members over the phone.
  • Your PIN should NEVER be shared with anyone - including WCCU employees.

Don't give out your personal information! If you get a suspicious or unexpected call, please hang up and call us back at our regular phone number- we'll be happy to confirm it's us.

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Debt Consolidation

Home > Borrow > Debt Consolidation

Shape up your finances!Clear your mind and clear your debt!

The new year is here!

Wexford Community Credit Union can help you get your finances in order. If you're paying high interest rates on credit cards and loans, we have paths to financial wellbeing just for you. 

Applying for a WCCU loan is easy and now fully online! 

Apply Now

View Rates

 

 

 

Visa Balance Transfer      How can you get a 2.99% interest rate for 6 months? 

 

Signature Loan     Do you want to have one payment with one low interest rate? 

 

Home Equity Loan     Do you own your home? You can use your equity to pay off your high-interest credit cards! 

 

Line of Credit     This loan has the added benefit of being available for overdraft protection! 

 

*APR = Annual Percentage Rate. Rates for this product are as low as stated. Must have credit score of 720 or higher to qualify for lowest rate. All loans are subject to credit approval. Additional limits, terms and conditions may apply. Wexford Community Credit Union is an Equal Opportunity Lender and federally insured by NCUA. Please call our Loan Department at (231) 775-2081. We Proudly Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. *APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on balance transfer; after 6 billing cycles your card balance will revert to your approved card rate. Regularly between 8.25% APR to 18% APR. Additional limitations, terms and conditions may apply. Availability of offer based on creditworthiness. Please contact us for specific terms for WCCU VISA cards.

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