Fee Schedule

Checking Accounts	Fee
Copies of Checks, Money Orders or Statements
-Mailed	$5.00
-Emailed	$2.50
History Printout	$1.00
Stop Payment	$20.00
Checkbook balancing (per hour) ($10/hour age 65+)	$15.00
Overdraft Protection transfer from a share account (per transfer)	$5.00
Non-Sufficient Funds per Check or EFT/ACH Item	$20.00
Overdraft Courtesy Pay, if qualified	$20.00
Returned Check	$20.00
Bill Pay Program Over-Limit Fee (per item)	$1.00
ITM/Debit Cards	Fee
Inquiries (non-network branches)	$1.00
Withdrawals (non-network ATMs)	$1.00
Deposits (non-network ATMs)	$2.50
Transfers (non-network ATMs)	$1.00
Incomplete transaction	$1.00
Debit Card Replacement
Instant Issue Card Replacement (1st time)	$13.00
Instant Issue Card Replacement (each additional add $5)	$18.00
Mailed	$10.00
**If card and PIN replacement is due to fraud, there is no charge. If there are 3 or more fraud replacements within a rolling 6-month period, regular replacement fees will apply on the 4th card reissue.
PIN Replacement
In Person at the Branch	FREE
Mailed	$5.00
Consumer Loans	Fee
Electronic Title Filing Fee
Uniform Commercial Code Filing	$30.00
Consumer Loan Application	Free
Loan Amortization Schedule	$10.00
Life Boat Loan Expedited Fee	$15.00
Electronic Title Filing Fee	$15.00
Electronic Title Lien Release Fee	$1.00
**If payment is more that 9 day(s) late, you will be charged 5.00% of the amount delinquent or $15.00, whichever is greater.
Commercial Loans	Fee
	Fees vary with product
Additional Services	Fee
Research (per hour)	$30.00
Balance Inquiry Fee	$2.00
Land Contract Setup	$20.00
Land Contract Payment (per month)	$5.00
Dormancy (per month, after one year)	$10.00
Christmas Club Withdrawal	$5.00
Returned Statement	$15.00
Returned Mail	$10.00
Garnishment/Levy	$25.00
Escheat	$25.00
Account Closure before 90 days	$5.00
Phone Transfer	$2.00
Shared Branch Phone Transfer	$5.00
Mailed Statements/Notices	$2.00
ACH on Demand	$15.00
Non-member Notary Fee	$5.00
Money Orders	$2.00
Cashier’s Checks	$3.00
Incoming Wire	$10.00
Outgoing Wire	$20.00
International Wire	$35.00
Document Copies (per page)	$1.00

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